Analyze Interactive Brokers (IBKR) fees, conditions, and other platform costs. Interactive Brokers is one of the most established online brokers around. The platform offers transparent charges, zero commissions, and ultra low spreads.
> As a trader yourself, you need to carefully examine activity, withdrawal, trading, and fund cost before opening an IBKR account. Of course, costs vary across different instruments, assets, and securities.
Read on for a detailed review & breakdown of Interactive Brokers trading charges.
Is Trading Free At IBKR?
While Interactive Brokers is a highly affordable platform, their commission fees does not make them a free trading broker. Leverage IBKR.com’s 0$ minimum deposit charge, as well as their low-cost stock and options cost for cheap trading. Additionally, they do not charge an inactivity charges so you are free to trade between long periods without financial stress.
Certain broker features are free with IBKR, with other features charged extremely low. For example, US Stock fees have a fixed pricing of a minimum of $0.005 per share, and only goes to a maximum of $1. Notably, for IBKR Lite users, stock trading is free. Additionally, with no withdrawal charges, deposit fees or account fees, the broker is a financially safe choice for new traders. Surely, consider IBKR platform for beginners for low-cost trading.
IBKR US Stock Fees Plan
Choose the Interactive Brokers’ lowest cost plan for trading. The IB trading cost depend on the pricing plan you have selected. You can trade stocks commission-free using the IBKR Lite Plan. The Lite plan is only available for US citizens. The Pro plan allows you to choose from the two pricing schemes. You can choose from a tiered or fixed pricing scheme. The tiered Pricing depends on the volume of shares traded. Check out the tiered commission for US stocks:
| Monthly Volume | Commission per share |
| >100,000,000 | $0.0005 |
| 20,000,001 – 100,000,000 | $0.0010 |
| 3,000,001 – 20,000,000 | $0.0015 |
| 300,001 – 3,000,000 | $0.0020 |
| ≤ 300,000 | $0.0035 |
You can go with a fixed pricing plan that has a commission of $0.005 per share with a $1 minimum value. Surely, review the Interactive Brokers vs OANDA brokers before signing up.
Interactive Brokers Forex Fees
Understand Interactive Brokers Forex Fees structure for your trading journey in 2025. IB categorize IDEAL pro and IDEAL fee models for traders based off trading equity.Traders with balance $25000 or above are deemed as IDEAL pro and equity holders under $25,000 are subject to IDEAL category. Trading fee with this regulated broker can range between 0.008% to 0.2% per trade with a high volume trader, and the average commission on a million round turn ranges between $16 to $40. Pro tiered account with the exchange can bring trading changes down to 0.005 points per trade.This ECN exchange offers one of the lowest spreads of 0.1 pips on major currency pairs such as EUR/USD and GBP/USD. Active traders can leverage the low cost models with this IBKR day trading platform.
IBKR Cryptocurrencies Fees
Review Interactive brokers fee structure for cryptocurrency trading. IB offers some of the low spread pairs in the trading market. The commission on crypto trading various from 0.12% to 0.18% of total trade amount. You need to pay additional 1.75 USD per trade execution. Moreover, there are no spreads, markups, or custody charges. Check out crypto trading cost of the platform based on monthly trade value-
| Monthly Trade Value (USD) | Fee |
| ≤ 100,000 | 0.18% * Trade Value |
| 100,000.01 – 1,000,000 | 0.15% * Trade Value |
| > 1,000,000 | 0.12% * Trade Value |
| Minimum per order: USD 1.75, but no more than 1% of Trade Value. | |
Usually, these charges may vary based on factors such as trade volume, account type, and the specific cryptocurrency trading. Trust Company or Zero Hash LLC execute IB crypto trade orders. Moreover, IBKR forex broker for US trader charge low fees and commissions. Surely research and compare cost across multiple platforms to choose the broker with low crypto charges.
CFD Charges at IBKR
IBKR offers low CFD Fee structure under different trading products. The exchange cost $1 as minimum commission on S&P 500, which calculates to 0.005% per trade. Similarly, on a $2000 trade the fee becomes $4.6 factoring the leverage of 20:1 on a 1 week hold. Combine Spreads, commissions, and overnight fee to calculate contract benchmark rates.
Other trade-free cost structures:
- Account managing charges: 0$
- Account idleness charges: 0$
- Equity deposit charges: 0$
- Fund withdrawal charges: 10$ per withdrawal with one free monthly withdrawal.
On every buy and sell position, the exchange adjusts the dividend within your account for easy operations. Review Interactive Brokers vs AvaTrade fees to execute high volume contract based trades.
IB Withdrawal Fees & Commissions
Next, learn about IBKR competitive withdrawal and trading commissions. Interactive Brokers offers one of the most cost-efficient cost structures for active traders. The platform gives one free withdrawal per month, regardless of the method you use. However, if you intend to make more than one withdrawal in a month, IB charges depending on the transaction type:
| Withdrawal Method | Cost (After First Free Withdrawal) |
| ACH / EFT / SEPA | $1 per transaction |
| Wire Transfer (Domestic/International) | $10 per transaction |
| Check Withdrawal | $4 per check |
Your withdrawals will process within 1–2 business days, depending on the method and destination. However, some withdrawals might face a delay of about 10 or more days if the traders dont use BACS/GIRO/ACH/EFT/SEPA.
Additionally, you can choose from two account types, IB Pro as an active trader or IB Lite as a US trader.
Additionally, you have to pay a commission of $2 per forex order and 0.05% per equity trade, depending on the market and volume. You will be charged an additional $10 inactivity cost if your account remains inactive for three months. Additionally, compare Interactive Brokers and Webull fees as a beginner. Surely, leverage IBKR low cost withdrawals and transparent commission pricings to reduce your trading costs.
Interactive Brokers ISA Charges
Learn about Interactive Brokers ISA tax-efficient investment account. The charges for the IBKR ISA are very straightforward. The investment charges on an ISA account are £3 for UK shares, €3 for European stocks and $0.005 for US stocks. As a US citizen, you can choose the IB Lite plan on their automated trading platform with no trading charges. Check out various ISA-related cost at Interactive Brokers –
| Fee Type | Cost |
| Account | ❌ |
| Custody | ❌ |
| Inactivity cost | ❌ |
| Withdrawal | $0 |
| Deposit charges | $0 |
| Fund trading | $29.9 |
| Stamp duty | 0 |
The ISA account is a great way to build your savings tax-free. You don’t have to pay dividends or capital gains tax on your income. Usually, these ISA accounts set various rules and cost. Definitely, review the rules and fees on the ISA account on the IBKR website.
IBKR Options Fees
Review Interactive Brokers’ options cost to start trading. The platform offers low trading charges for options traders. The US stock options charges are cheaper compared to other US-based brokers. You need to pay $0.65 per contract with a $1 minimum cost to trade US stock options. These cost are applicable if you trade less than 10,000 contracts per month. Follow these steps to check the commission on your options:
1. Add all trade legs from the options chain.
2. The order panel will appear on the right.
3. Under ‘Market Data,’ click ‘Commission’ to see the charges.
Check out Interactive Brokers’ different option cost:
| IBKR Options | Charges |
| UK stock index options | $21.4 |
| US stock options | $6.5 |
| US stock index options | $6.5 |
| German stock index options | $17.9 |
You can choose the IB Pro tiered plan to trade US-listed options. The plan offers you costs lower than 65 cents per contract.
IBKR Account Fees
Interactive Brokers charges a monthly account fee of £3. This means your trading account should generate a minimum of £3 in commission for IBKR. For example, if your account trading commission reaches only £1.50 in 30 days, you should pay the balance fee of £1.50. Once your trading profits exceed £3 in commissions, you have no additional account cost or hidden costs.
Definitely, IBKR’s account costs are affordable and lower compared to other firms. However, it’s not suitable for irregular traders or investors who may leave the account untouched for over 30 days or more. This causes consistent charges to your inactive trading account and will ultimately affect personal funds. Additionally, IBKR’s account pricing may not be ideal for traders investing small amounts £50 to £100 monthly, as they will be paying 3-6% of their total earned profit.
Stock and ETF Charges
Get insights on IBKR’s stock and ETF trading cost for US traders. The exchange offers lite and standard plans under its regulated trading platform. Lite plan users are entitled to 15,000 ETFs globally, with 0$ commission plan. Lite users with stock portfolio are entitled to zero commission per trade, compared to $0.005 per purchased share on average account. Stock and ETF traders on a lite plan are charged 0$, compared to $1 with their standard platform. Whereas, standard account users pay $0.005 on each purchased share. Moreover, Traders from UK are charged an average cost of 0.05% ( minimum $4.20 per share) with a trade value above £6,000. The exchange offers free trading with no charges on assignment charges. Surely, review Interactive Brokers vs NinjaTrader vs AvaTrade broker stock and ETF charges.
Non Trading Cost
Non-trading charges includes brokerage cost separate from sale/purchase of trading assets. The company offers IB pro and IB lite as their top trading accounts. Traders with IBKR lite are charged 0$ for inactivity, withdrawal and deposit amounts. Whereas, pro users are entitled to $10 as their account maintenance. Increase the account’s net liquidation value to $100,000 and escape inactivity cost. You can also generate $20 commission monthly to prevent non-trading prices. However, Trading accounts with balance under $2000 are charged $20 as maintenance. Surely, maintain monthly commission or use a lite account for a smoother trading experience.
IBKR Forex Charges
Review Interactive Brokers’ charges to engage in the forex market. The broker offers tiered pricing and a fixed pricing FX account.The commission ranges between 0.08 to 0.20 basis points per trade. You need to pay a minimum commission of $2.00 per trade. The small markup can also be charged depending on the currency pair. On a fixed pricing account, you need to pay a fixed commission per trade. You need to pay a minimum commission of $2.00 per trade. Plus, a low spread of 0.2 pips is charged on currency pairs such as EUR/USD. The platform offers a competitive and transparent Interactive Brokers forex fee structure. You don’t need to pay a monthly activity fee once you have generated sufficient commissions.
Interactive Brokers Futures Fees
Get IBKR’s tiered or fixed plan for a varied futures fee structure. The company offers tiered and fixed trading plans, with both plans imposing regulatory cost and offset exchange charge. Both trading plans charge exchange and regulatory charges, whereas the tiered plan has additional overnight charges.
Traders with tiered plans could have a varied cost structure for CME crypto futures or option futures, compared to the fixed trading plans. Volume and liquidity traders can purchase a tiered charges structure for efficient cost and online trading charges. Moreover, you also get volume-based variable commissions for a relieved and efficient trading environment. The regulatory cost applies under E-mini and Micro forex futures along with FX currencies such as EUR, GBP and USD. However, International investors can leverage Interactive Brokers vs E*Trade cost-effective plans for options and futures trading.
IB Mutual Funds Charges
Check out IB mutual fund commissions to start investing. The platform offers thousands of mutual funds with no transaction charges. You can go with a simple price structure that includes exchange and regulatory charges. Traders can choose from funds worldwide with no custody fee. Review mutual fund cost for US residents –
| Cost | Details |
| Interactive Brokers mutual fund commission | $15.0 |
| Interactive Brokers mutual fund charges class | Average |
| Mutual Funds Standard charge | 3% of trade value, up to $14.95 per transaction |
| No Transaction Funds | USD 0 |
Interactive Brokers day trading may change these rates at any time. Make sure to check these charges before investing. These rates may also vary based on your program or arrangement. Surely review the mutual fund cost on the IB website before starting to invest.
Interactive Brokers ACATS Cost
Explore the trading fee structure to understand ACATS cost. Interactive Brokers charges a $0 transfer cost compared to its competitors imposing a migration amount up to $100. However, your current account transfer fee is not covered by Interactive Brokers, and the amount usually ranges from $75 to $100 in most relocation scenarios. The exchange has a highly accurate ACATS rate for asset transfer with an average outgoing time period of 4 to 8 days. The time frame is divided between transferring cash and securities for an efficient and timed relocation to a new account. Other brokers do not allow transfer of FX or futures through Interactive Brokers trading platform. However, you can migrate stocks, mutual funds, and over the counter equities to the Interactive Brokers tradingview broker margin account. Indeed, leverage cost free transfer opportunities under IB trading platform.
Market Data Subscription Fees
Consider Interactive Brokers’ subscription charges before you start trading. With an IBKR account, you can get free 100 Snapshot quotes and delayed market data. For non IBKR users, your charges start from the first day you sign up for the subscription. Note that you will be charged by the first three working days of the following month, continuing for as long as the subscription is active. Your cost amount is based on the total number of users in each account. The higher the number of users, the more number of charges you receive.
The broker retains a maximum of 5% — 10% of your market data subscription charges to cover administrative and operational costs. However, the remainder is billed to the market data provider. You can also request Snapshot quotes over your subscription at an extra charge. Definitely, trade with IBKR algo trading software to leverage free market data for affordable trading.
IBKR Fee Per Trade
For affordable trading, understand the rules on IBKR’s cost per trade. You may have a fee per trade (FPT) unit billed to your account in compliance with IB’s standard commission charges. The cost can be billed as a percentage of the standard commission, an absolute markup, or an absolute amount. In case of an absolute amount, IBKR will subtract its standard commission fees from the total.
Both brokers and advisors can utilise the FPT client charges. However, note the differences in their usage and accessibility:
- Markups/markdowns are only available for brokers.
- FPT not available to US-based advisors or protectorates. However, US-registered commodity advisors can partake in chost-per-trade for futures and futures options.
- Global cost schedule feature needs to be manually applied to advisor client accounts. Usually, this requires it to be copied from memory for easier input of client schedules.
Certainly, review the Interactive Brokers vs AvaTrade forex fee per trade structure for low-cost trading.
Cash Balances Interest
Before you open an Interactive Brokers account, carefully review interest & charges on your cash balances. As an international IBKR Pro client, you’ll receive approximately 3.8% on your available, un-traded USD balances. Of course, the exact requirements, conditions, and maximum rates depend on your idle currency & account type. Here’s a quick summary:
- USD: 3.8% Pro Clients (2.8% Lite)
- EUR: 2.0% Pro Clients (1.0% Lite)
- GBP: 4.0% Pro Clients (3.0% Lite)
- AUD: 4.2% Pro Clients (2.9% Lite)
- CAD: 3.1% Pro Clients (2.1% Lite)
- CHF: 0.3% Pro Clients (0.0% Lite)
> Keep in mind, rates continue to change and you need a minimum of $10K in your account to be eligible. Once you’ve met the threshold, interest begins getting issued proportionally – as long as idle cash remains in your account’s security segment.Maximize earnings with IBKR’s attractive interest programs for uninvested balances.
Margin Cost
Evaluate IBKR’s margin fees before you start trading. With the industry’s cheapest margin rates, the broker offers a highly affordable trading platform. Certainly, the exact margin percentage depends on your account type, the total loan amount, and the currency you’re trading in. If you are an IBKR Lite member, a margin loan in USD charges 2.5% in addition to the benchmark rate. Whereas, an IBKR Pro member can utilise a blended tier depending on the loan size. Your first $100,000 loan will be only be charged 1.5% after the standard benchmark rate. After that, loans over $50 million will only be an addition of 0.5%.
Since January 2025, a margin loan under $100,000 USD has a margin rate of 6.830% for Lite and 5.830% for Pro. Definitely consider running ai trading algos with Interactive Brokers.
Advisor Charges
Review Interactive Brokers’ advisor fees for services. Advisors can charge clients through automatic billing, invoice, or direct billing for their services. These fees are shown to clients at the time of account creation. The advisors can modify these cost at any time using the IBKR account management dashboard. Client needs to provide consent for the fee increase with a signature. You can modify the client charges using these steps:
1. Log in to account management
2. Go to manage clients > fees > configure
3. Enter client charges
4. Click on save
The cost are applied to the user account individually after account creation and verification. Surely, review the advisor charges while creating your Interactive Brokers vs Robinhood trading account.
Overnight Position Fees
Interactive Brokers charges a diverse overnight contract fee within the global market. The brokerage firm charges a specific overnight position fee based on 3x, 2x, and standard margin requirements. In Europe, the over night position charges on USD futures is 0% on 3x, 0.05% on 2x and 0.10% on standard margin rates. Whereas, under US Globex FX the overnight cost is charged based on E-mini futures contract and E-micro futures contract.
Below is the table explaining overnight position charges on mini and micro contracts:
| Margin Requirements | E-mini Forex Futures | E-mircro Forex Futures | Pair |
| 3x | 0.00 | 0.00 | USD |
| 2x | 0.025 | 0.005 | USD |
| Standard | 0.05 | 0.01 | USD |
Indeed, leverage higher margin to reduce overnight trading cost with Interactive Brokers.
